The gist:

We (Peer Technology Ltd) run a set of online tools and services and would love for you to use them. A lot of peer.ltd’s services are free, and we offer paid upgrades for advanced features such as 2 Factor Auth, Bacs processing and extra storage for KYC. Our service is designed to give you as much control and ownership over how you use our services.

However, please make sure that you don’t use our services for anything illegal in the UK or other countries or violate our terms of service. Violations include use for spam, viruses, serious threats of violence and pornography.

If you believe a user of peer.ltd services violates these Terms of Service, please contact us

These Terms of Service are based on WordPress terms of service and so are available under a Creative Commons Sharealike license, which means you’re more than welcome to repurpose it for your own use. Just make sure to replace references to us with ones to you, and if you don’t mind we’d appreciate a link to peer.ltd somewhere on your website. WordPress spent a lot of money and time on the below, and other people shouldn’t need to do the same.

Terms of Service:

The following terms and conditions govern all use of the peer.ltd website and all content, services, and products available at or through the website. Our Services are offered subject to your acceptance without modification of all of the terms and conditions contained herein and all other operating rules, policies (including, without limitation, Peer Technology’s Privacy Policy) and procedures that may be published from time to time by Peer Technology (collectively, the “Agreement”). You agree that we may automatically upgrade our Services, and these terms will apply to any upgrades.

Your agreement is with Peer Technology Ltd. (Registered in England No 10444121), Now referred to as “Peer Technology” or “we”.

Please read this Agreement carefully before accessing or using our Services. By accessing or using any part of our services, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all the terms and conditions of this agreement, then you may not access or use any of our services. If these terms and conditions are considered an offer by Peer Technology, acceptance is expressly limited to these terms.

Our Services are not directed to children younger than 13, and access and use of our Services is only offered to users 13 years of age or older. If you are under 13 years old, please do not register to use our Services. Any person who registers as a user or provides their personal information to our Services represents that they are 13 years of age or older.

Use of our Services requires a peer.ltd account. You agree to provide us with complete and accurate information when you register for an account. You will be solely responsible and liable for any activity that occurs under your username. You are responsible for keeping your password secure.

  1. peer.ltd

Your peer.ltd Account. If you use services hosted by peer.ltd, you are responsible for maintaining the security of your account, and you are fully responsible for all activities that occur under the account and any other actions taken in connection with the account. You must immediately notify Peer Technology of any unauthorized uses of your account, or any other breaches of security. Peer Technology will not be liable for any acts or omissions by you, including any damages of any kind incurred as a result of such acts or omissions.
Responsibility of Contributors. If you post material using peer.ltd, or otherwise make (or allow any third party to make) material available (any such material, “Content”), you are entirely responsible for the content of, and any harm resulting from, that Content or your conduct. That is the case regardless of what form the Content takes, which includes, but is not limited to text, photo, video, audio, or code. By using peer.ltd, you represent and warrant that your Content and conduct do not violate these terms or the User Guidelines. By submitting Content to Peer Technology for inclusion on your website, you grant Peer Technology a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content solely for the purpose of displaying, distributing, and promoting your blog. This license allows Peer Technology to make publicly-posted content available to third parties selected by Peer Technology (through the Peer Technology email or SMS services, for example) so that these third parties can analyze and distribute (but not publicly display) your content through their services.

If you delete Content, Peer Technology will use reasonable efforts to remove it from peer.ltd, but you acknowledge that caching or references to the Content may not be made immediately unavailable. Without limiting any of those representations or warranties, Peer Technology has the right (though not the obligation) to, in Peer Technology’s sole discretion, (i) reclaim your username or website’s URL due to prolonged inactivity, (ii) refuse or remove any content that, in Peer Technology’s reasonable opinion, violates any Peer Technology policy or is in any way harmful or objectionable, or (iii) terminate or deny access to and use of peer.ltd to any individual or entity for any reason. Peer Technology will have no obligation to provide a refund of any amounts previously paid.
Web Traffic. We use third parties, to measure peer.ltd’s audience and usage. By hosting content on peer.ltd, you agree to assign the traffic relating to your website to Peer Technology and authorize us to sign a Traffic Assignment Letter on your behalf for comScore audience measurement reports. Your website’s traffic will be included under Peer Technology. You understand that your website will not receive credit for traffic in these reports, and you must not assign your website’s traffic to any other party.
Advertisements. Peer Technology reserves the right to display advertisements on our white labelled services, emails or SMS communications unless you have purchased a Premium Service account.
Attribution. Peer Technology reserves the right to display attribution text or links in your white labelled services, emails or SMS communications, attributing peer.ltd or the theme author, for example. The toolbar may not be altered or removed. Attribution text or links may only be hidden if you are subscribed to peer.ltd Premium services.

Payment and Renewal.

General Terms. Optional paid services such as extra storage or ad free white label services are available (any such services, an “Upgrade”). By selecting an Upgrade to a Premium service you agree to pay Peer Technology the monthly or annual subscription fees indicated for that service. Payments will be charged on a pre-pay basis on the day you sign up for an Upgrade and will cover the use of that service for a monthly or annual subscription period as indicated. You can read about our refund policy here.

Automatic Renewal.

Unless you notify Peer Technology before the end of the applicable subscription period that you want to cancel an Upgrade, your Upgrade subscription will automatically renew and you authorize us to collect the then-applicable annual or monthly subscription fee for such Upgrade (as well as any taxes) using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled at any time in the Upgrades section of your website’s dashboard.

Premium Service. Premium services are provided by Peer Technology under the terms and conditions for each such service, which are located at www.peer.ltd/products, respectively. By signing up for a Premium Support service, you agree to abide by such terms and conditions.

  1. KYC.

Description. KYC is a subscription-based Know Your Customer signup service

KYC Content. KYC will backup your Customer data, KYC Proofs of id, address and other signed documentation provided by your customers. You’re fully responsible for your KYC Content. It’s your responsibility to ensure that your customers Content abides by applicable laws and by these Terms. We don’t actively review the KYC Content.

Access. If you lose access to your peer.ltd account, you may not be able to access your backed up KYC Content.
License. By using KYC, you agree we may also scan KYC Content for viruses, and compile aggregated/anonymized statistics for our internal use to optimize the performance of the KYC service. You also grant us a worldwide, royalty-free, and non-exclusive license to copy and store your KYC Content, to the extent necessary to operate the KYC service. These Terms don’t give us any rights in your KYC Content, beyond those we need to operate KYC. You own your KYC Content.

Prohibited Uses. When using KYC, you agree not to:
Host material or engage in activity that is illegal under applicable law.
Use KYC to overburden Peer Technology’s systems, as determined by us in our sole discretion.
Disclose the sensitive personal information of others.
Send spam or bulk unsolicited messages.
Interfere with, disrupt, or attack any service or network.
Distribute material that is or enables malware, spyware, adware, or other malicious code.

Payment, Renewal and Refunds.

KYC offers different levels of service. By signing up for a particular level of service, you agree to pay KYC the applicable subscription fees. Unless you notify us before the end of your subscription period that you no longer wish to run KYC, your subscription will renew automatically. If we change pricing for a service to which you’re subscribed, we will notify you before your subscription is set to renew. You authorize us to charge any then-applicable fees to your credit card or other payment method we have on file for you. We offer refunds up to thirty (30) days after payment. Payment failures will result in the cancellation of your KYC plan. Each peer.ltd account requires a separate subscription to run KYC.

Cancellation. If you cancel your subscription to KYC, we will queue your backed- up KYC Content for deletion.

  1. Responsibility of Visitors.

Peer Technology has not reviewed, and cannot review, all of the material, including computer software, posted to our Services, and cannot therefore be responsible for that material’s content, use or effects. By operating our Services, Peer Technology does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful, or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Our Services may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. Our Services may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. Peer Technology disclaims any responsibility for any harm resulting from the use by visitors of our Services, or from any downloading by those visitors of content there posted.

  1. Content Posted on Other Websites.

We have not reviewed, and cannot review, all of the material, including computer software, made available through the websites and webpages to which peer.ltd links, and that link to peer.ltd. Peer Technology does not have any control over those non-peer.ltd websites, and is not responsible for their contents or their use. By linking to a non- peer.ltd website, Peer Technology does not represent or imply that it endorses such website. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. Peer Technology disclaims any responsibility for any harm resulting from your use of non- peer.ltd websites and webpages.

  1. Copyright Infringement and DMCA Policy.

As Peer Technology asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by peer.ltd violates your copyright, you are encouraged to contact Peer Technology. Peer Technology will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. Peer Technology will terminate a visitor’s access to and use of the Website if, under appropriate circumstances, the visitor is determined to be a repeat infringer of the copyrights or other intellectual property rights of Peer Technology or others. In the case of such termination, Peer Technology will have no obligation to provide a refund of any amounts previously paid to Peer Technology.

  1. Intellectual Property.

This Agreement does not transfer from Peer Technology to you any Peer Technology or third party intellectual property, and all right, title, and interest in and to such property will remain (as between the parties) solely with Peer Technology. Peer Technology Ltd, peer.ltd, the peer.ltd logo, and all other trademarks, service marks, graphics and logos used in connection with peer.ltd or our Services, are trademarks or registered trademarks of Peer Technology or Peer Technology’s licensors. Other trademarks, service marks, graphics and logos used in connection with our Services may be the trademarks of other third parties. Your use of our Services grants you no right or license to reproduce or otherwise use any Peer Technology or third- party trademarks.

  1. Changes.

We are constantly updating our Services, and that means sometimes we have to change the legal terms under which our Services are offered. If we make changes that are material, we will let you know by posting on one of our blogs, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect. If you disagree with our changes, then you should stop using our Services within the designated notice period. Your continued use of our Services will be subject to the new terms. However, any dispute that arose before the changes shall be governed by the Terms (including the binding individual arbitration clause) that were in place when the dispute arose.

  1. Termination.

Peer Technology may terminate your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your peer.ltd account (if you have one), you may simply discontinue using our Services. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

  1. Disclaimer of Warranties.

Our Services are provided “as is.” Peer Technology and its suppliers and licensors hereby disclaim all warranties of any kind, express or implied, including, without limitation, the warranties of merchantability, fitness for a particular purpose and non-infringement. Neither Peer Technology nor its suppliers and licensors, makes any warranty that our Services will be error free or that access thereto will be continuous or uninterrupted. If you’re actually reading this, peer.ltd wants you to know we did too so have a look at wordpresses treat page. You understand that you download from, or otherwise obtain content or services through, our Services at your own discretion and risk.

  1. Limitation of Liability.

In no event will Peer Technology, or its suppliers or licensors, be liable with respect to any subject matter of this Agreement under any contract, negligence, strict liability or other legal or equitable theory for: (i) any special, incidental or consequential damages; (ii) the cost of procurement for substitute products or services; (iii) for interruption of use or loss or corruption of data; or (iv) for any amounts that exceed the fees paid by you to Peer Technology under this agreement during the twelve (12) month period prior to the cause of action. Peer Technology shall have no liability for any failure or delay due to matters beyond their reasonable control. The foregoing shall not apply to the extent prohibited by applicable law.

  1. General Representation and Warranty.

You represent and warrant that (i) your use of our Services will be in strict accordance with the Peer Technology Privacy Policy, with this Agreement, and with all applicable laws and regulations (including without limitation any local laws or regulations in your country, state, city, or other governmental area, regarding online conduct and acceptable content, and including all applicable laws regarding the transmission of technical data exported from the United States or the country in which you reside) and (ii) your use of our Services will not infringe or misappropriate the intellectual property rights of any third party.

  1. US Economic Sanctions.

You expressly represent and warrant that your use of our Services and or associated services and products is not contrary to applicable U.S. and UK Sanctions. Such use is prohibited, and Peer Technology reserves the right to terminate accounts or access of those in the event of a breach of this condition.

  1. Indemnification.

You agree to indemnify and hold harmless Peer Technology, its contractors, and its licensors, and their respective directors, officers, employees, and agents from and against any and all claims and expenses, including legal fees, arising out of your use of our Services, including but not limited to your violation of this Agreement.

  1. Translation.

These Terms of Service were originally written in English. We may translate these terms into other languages. In the event of a conflict between a translated version of these Terms of Service and the English version, the English version will control.

  1. Miscellaneous.

This Agreement constitutes the entire agreement between Peer Technology and you concerning the subject matter hereof, and they may only be modified by a written amendment signed by an authorized executive of Peer Technology, or by the posting by Peer Technology of a revised version. Except to the extent applicable law, if any, provides otherwise, this Agreement, any access to or use of our Services will be governed by the laws of the UK, excluding its conflict of law provisions, and the proper venue for any disputes arising out of or relating to any of the same will be the English Courts. Except for claims for injunctive or equitable relief or claims regarding intellectual property rights (which may be brought in any competent court without the posting of a bond), any dispute arising under this Agreement shall be finally settled in accordance with the Comprehensive Arbitration Rules of the Judicial Arbitration and Mediation Service, Inc. (“JAMS”) by three arbitrators appointed in accordance with such Rules. The arbitration shall take place in England, in the English language and the arbitral decision may be enforced in any court. The prevailing party in any action or proceeding to enforce this Agreement shall be entitled to costs and attorneys’ fees. If any part of this Agreement is held invalid or unenforceable, that part will be construed to reflect the parties’ original intent, and the remaining portions will remain in full force and effect. A waiver by either party of any term or condition of this Agreement or any breach thereof, in any one instance, will not waive such term or condition or any subsequent breach thereof. You may assign your rights under this Agreement to any party that consents to, and agrees to be bound by, its terms and conditions; Peer Technology may assign its rights under this Agreement without condition. This Agreement will be binding upon and will inure to the benefit of the parties, their successors and permitted assigns.